How to get a copy of your TRUE free credit report

Posted by:

Bankruptcy clients, both Chapter 7 and Chapter 13,  need to obtain a copy of their credit reports from all three of the major credit reporting companies before they file to make sure they have an accurate list of all their creditors.  Under the FCRA and the Fair and Accurate Credit Transactions (FACT) Act, consumers can get one free copy of their credit report every year for free.

Unfortunately, companies have taken advantage of this by claiming they provide the free credit ...

Continue Reading →
0

Bankruptcy

Department of Justice reminds elementary and secondary schools about the law concerning immigrant and homeless children.

Posted by:

The Department of Justice had to once again put out a press release directed at elementary and secondary schools concerning “student enrollment practices that may chill or discourage the participation, or lead to the exclusion, of students based on their or their parents’ or guardians’ actual or perceived citizenship or immigration status.”  This also applies to homeless children.

Additionally, the United States Supreme Court held in the case of Plyler v. Doe, 457 U.S. 202 (1982), that a State may not deny ...

Continue Reading →
0

Immigration

Court rules attorney/client privilege does not apply to work email

Posted by:

In yet another case, Courts have limited an individual’s rights in private or confidential communications just because they use a work computer or work provided email account.

The California Court expresses this point in no uncertain terms:

“…e-mails sent by Holmes to her attorney regarding possible legal action against defendants did not constitute “„confidential communication between client and lawyer‟” within the meaning of Evidence Code section 952.  This is so because Holmes used a computer of defendant company to send the  e-mails even though (1) she ...

Continue Reading →
0

Technology Law